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    Ranjit Atwal - UK-India Financial Planning Expert
    Founding Director

    Ranjit Atwal

    UK-India Financial Planning & Advice Specialist

    Chartered Banker Institute | Chartered Insurance Institute | Financial Planning | International Trade Council Member | Registered with IRDAI & AMFI in India

    Supporting UK Families & Businesses in India

    Ranjit, a UK native and founding director of Atwal Financial, has been based in New Delhi since 2013. He specialises in helping UK entrepreneurs, businesses, and families navigate financial and personal matters in India.

    Our UK-India Services Include:

    • Pension transfers to India (QROPS and retirement planning)
    • UK-India tax advisory and compliance
    • Inheritance, estates and succession planning
    • Business investment and company setup in India
    • Wealth management and financial planning
    • Cross-border financial planning for NRIs and British Indians

    Ranjit brings rare dual-country expertise to UK-India cross-border planning, with a financial services career dating back to 1991 — including senior roles at Commercial Union, Royal Liver and Australian Mutual Provident — and 18+ years of specialist UK-India planning since 2008. UK-trained and India-based since 2013, he is regulated in India under IRDAI and AMFI, and holds qualifications from the Chartered Banker Institute and the Chartered Insurance Institute, and is an accredited member of the International Trade Council.

    Our commitment: all calls returned and emails answered within 24 hours.

    Professional Credentials & Verification

    Where an official verification facility exists, we link directly to the issuing organisation so credentials can be checked independently. Certificate documents are added as they are verified. Connect with Ranjit on LinkedIn

    LAUTRO Regulator Certification

    Investment Advice Protection & Mortgages

    Advisory since October 1991

    The Chartered Institute of Bankers (CIB)

    Building Societies

    Verify with Chartered Banker

    Financial Planning Certificate

    The Chartered Insurance Institute, UK (CII)

    Financial Insurance License

    Insurance Regulatory Development Authority India (IRDAI)

    Agency licensing portal

    AMFI Registered Mutual Fund Distributor

    Association of Mutual Funds in India (AMFI)

    ARN: 148753Verify with AMFI

    International Trade Council

    Accredited Member

    Verify here

    Expires on: No expiry date

    Need Help with UK-India Financial or Personal Matters?

    Pension transfers, tax planning, family property, or business investment—speak to our expert team today.

    Get in Touch