Each November we encourage everyone to come together for Talk Money Week. Our aim is to help everyone start the conversation, about anything from pocket money to pensions. Everyone can take part and get involved with the events and activities – from workplaces to schools, and families to communities. Research shows that people who talk about money:… more
At Atwal Financial, our core expertise is UK–India cross-border financial planning, helping British expats, NRIs, and families seamlessly manage their UK pensions, QROPS transfers, and financial advice in India. While our financial planning is focused on the UK and India, we know that international clients often need broader support when dealing with opportunities or challenges in India…. more
Atwal Financial has successfully transferred more UK pensions to India than any other firm. Our team of expert advisers across India ensures clients receive local, face-to-face guidance when making this crucial financial decision. Here’s why acting now makes sense: • The exchange rate is at a historic high of around ₹120 to the Pound, creating a significant… more
Our services are completely independent — we represent your best interests, not those of any product or service provider. We specialize in UK-India Cross-Border Financial Planning & Advice, helping you navigate pensions, tax, investments, and more across both countries. Since 2008, we have successfully served 700+ clients worldwide. Our services are tailored to your needs. 1. Can… more
When it comes to UK pensions, QROPS in India, and cross-border UK-India financial planning, one name stands out across India — Ranjit Atwal of Atwal Financial. With over 25 years of experience as a financial adviser and 12 years living and advising clients in India, Ranjit has become the most knowledgeable, most experienced, and most qualified expert… more
Why Hire Local Talent in India? 1. Cost Efficiency Without Compromising Quality Salaries for skilled professionals in India are typically lower than in the UK, allowing you to get more value for your investment. You can scale teams cost-effectively, especially in tech, finance, marketing, customer service, and operations. 2. Access to a Large, Skilled Workforce India has… more
Are you an expat or NRI living in Goa looking for cross-border financial planning between the UK and India? You’re not alone. Many British expats and Indian returnees in Goa face complex challenges when trying to align their finances across two countries — from UK pensions and tax obligations to INR mutual fund investments and estate planning… more
In today’s interconnected world, managing finances across borders is no longer a niche requirement—it’s a growing need among British expats, NRIs, and internationally mobile professionals. Atwal Financial bridges the gap between the UK and India with a unique, personalized approach to financial planning that spans two of the world’s most dynamic markets. What We Offer Atwal Financial… more
One thing you should study is the legal and tax implications of the country. Even though the legal system in India and the US are similar, foreign companies hiring employees in India will still be entering an unfamiliar and regulatory environment. There are multiple options in hiring employees in India. Use third-party services, such as Upwork Offshore… more
Retirement planning is crucial for expats, especially for those who have lived in the UK and are now residing in India. Whether you’re in bustling Delhi, vibrant Mumbai, or peaceful Goa, ensuring a secure financial future requires careful attention to both UK and Indian pension systems. As a returning NRI, you might be unsure of how to… more