Cross-Border
Financial Planning,
Taxation &
Compliance.
Figures correct as at September 2026. Reviews reproduced in full on our client reviews page and verifiable on Google, Trustpilot and by client introduction.
Client Driven Focus
International financial planning and support.
UK-India Cross-Border Tax, Pensions & Investment Specialists Since 2008
Atwal Financial helps individuals, families and businesses successfully manage pensions, investments, taxation and financial interests across the UK-India corridor.
Since 2008, we have advised more than 800 clients worldwide, specialising in UK pensions, retirement planning, cross-border tax planning and investment advice for NRIs, British expatriates and UK residents with financial interests in India.
Whether you are returning to India, living in the UK, relocating overseas or managing family and business interests across both UK-India jurisdictions, we provide clear, coordinated financial advice designed to simplify complex cross-border decisions.
- UK Pensions, Retirement & QROPS Advice
- UK-India Tax Planning
- Cross-Border Financial Planning
- UK Investments & Wealth Management
- Business & Family Financial Planning
- Practical Support Across India
Latest Client Experience
"Ranjit provided excellent support and advice in getting my pension transferred from UK to India. Unfortunately my UK pension provider didn’t make the process easy for me and it took over 5 months to get the money moved over. I was close to giving up on the whole process few times but for Ranjit’s support and encouragement. He took care of all the paperwork and all I had to do was to provide the documents needed. I would highly recommend their services and would also encourage those who are looking to transfer their pension overseas to not delay the process. Thanks for your help!"
Kiran Banan
London → Mumbai
06 September 2026
Strategic Locations
UK-India cross-border financial planning supporting families, clients & businesses.
Latest News & Updates
Trusted UK-India Cross-Border Financial Planning & Support for Families, Clients & Businesses
Current New Client Engagement
We limit new client intake to maintain a high level of personal service. Due to current capacity, we're unable to take on all new enquiries.
What Our Clients Say...
"Integrity, and practical advice. I'd reached out to Ranjit for advice regarding transferring funds from redemption of mutual funds in India to the UK. Ranjit took the time to understand my situation and concerns, after which he explained the factors I would need to consider and actions to undertake. What most impressed me was his integrity - after establishing that my case was relatively straightforward, Ranjit gave me practical advice on next steps, and said that I would not need his services as the issue could be handled easily by myself. The advice provided during the discovery call was clear and practical, including advice on potential (non-affiliated to Ranjit, so no commercial incentive for him) UK-based accountants that I might wish to connect with to dot i's and cross t's on my matter. Ranjit also offered to advise on any clarifications that might crop up as I undertook the process; I'm sure these were not empty words. Our interaction left me impressed by Ranjit's integrity, responsiveness and the clear practical next steps provided. It would have been easy for him to pull the wool over my eyes and sell me a service that I didn't need - the fact that he didn't, and clearly explained what I'd need to do on my own instead, speaks volumes to his character. No hesitation in recommending Ranjit for UK/India financial advice."
Ajay Ninan
London
21 August 2026