Regulation, Compliance & Your Protection

Atwal Financial Limited, from within the UK, provides support to clients, families and businesses with interests across the UK and India.

Our cross-border financial planning and advice is delivered from outside the UK, helping clients manage and coordinate their financial interests across both jurisdictions.

The regulatory framework below applies in relation to the UK-India financial planning and advisory services we organise. Atwal Financial Limited has not sought FCA authorisation to provide financial services in or from the UK.

Atwal Financial (Services) LLP (India) delivers cross-border financial planning and advice through advisers and strategic partners who are regulated within the jurisdictions in which they operate, which includes the Securities and Exchange Board of India (SEBI), the Association of Mutual Funds in India (AMFI), the Pension Fund Regulatory and Development Authority of India (PFRDA), the Insurance Regulatory and Development Authority of India (IRDAI) and the UK Financial Conduct Authority (FCA).

If you have any concerns, please email contact@atwalfinancial.com. All complaints are acknowledged within 24 hours and, where appropriate, escalated to the relevant Ombudsman.

For your protection, we never handle or hold client investment funds directly. All advisers and partners operate under local regulatory requirements.

We work only with partners and providers in well-regulated jurisdictions, prioritising financial stability, tax efficiency, and investor protection. Our recommendations reflect the safeguards available in each jurisdiction and are supported by thorough due diligence.

We collect and use client information solely to provide tailored advice. Your data is kept secure and shared only where legally required or with your explicit consent.

In accordance with the UK General Data Protection Regulation (UK GDPR) and the Data Protection Act 2018, you have the right to access, rectify, or request deletion of your personal data at any time. To exercise rights, please email contact@atwalfinancial.com.

This website uses cookies to enhance your browsing experience and analyse site usage. Essential cookies are required for the site to function. Analytics cookies help us understand how visitors interact with our site. You can accept or decline non-essential cookies via the banner displayed on your first visit. Your preference is stored locally and can be reset by clearing your browser data.

Financial Planning — We are a fee-based and independent firm. Any commissions received are offset against fees, ensuring transparency and value. We act solely in your best interests—not those of product or service providers.

MyBridge India — We provide tailored support, with fees and scope of work clearly explained and shared on request—making us a trusted support partner in India.

Our 360° UK-India Financial Review is available for a minimum fee of £885 onwards depending on complexity, providing a comprehensive cross-border financial assessment. For MyBridge India services, our minimum engagement fee is £485—ensuring access to professional, on-the-ground support at a clear and competitive price point.