New Delhi

    UK-India Cross-Border Financial Advisory in New Delhi

    Our India office supports clients across New Delhi and the wider Delhi NCR region — Gurugram, Noida and Faridabad — who hold UK pensions, UK property or UK investments while living in India.

    Returning NRIs, OCI card holders and Indian nationals with a UK working history face a specific set of questions: how a UK pension is taxed once you are Indian resident, how RNOR status affects the timing of a move, and how UK assets should be reported on both sides.

    We organise that planning locally, working with advisers and strategic partners regulated in the jurisdictions concerned. In-person meetings are available at our India office, alongside video and telephone consultations.

    How we help

    Cross-Border Services for Clients in New Delhi

    UK Pension Advice in India

    Understanding your UK pension options once resident in India, including income, lump sums and the UK-India tax treatment of each.

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    QROPS Transfers to India

    Whether a QROPS transfer is appropriate, what it involves, and the tax position on transfer and on later withdrawal.

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    RNOR & Tax Residency Planning

    How Resident but Not Ordinarily Resident status can shape the timing of a return and the treatment of your overseas income.

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    MyBridge India Support

    Business, tax, compliance and personal support on the ground in India for individuals and companies working across the corridor.

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    Delhi NCR clients

    Planning for Returning NRIs Across Delhi NCR

    Delhi NCR draws a steady flow of professionals returning from the UK, often with a workplace pension, a UK property still held or let, and family assets already in India. The order in which these are dealt with matters, because Indian residency status changes the tax treatment of overseas income.

    We map your UK and Indian position together and set out the decisions that need to be taken before, during and after a move.

    • UK pension income and lump sums once Indian resident
    • QROPS suitability and the transfer process end to end
    • RNOR window planning around the date of return
    • Selling or letting UK property from India, including CGT reporting
    • NRE, NRO and FCNR account structuring and repatriation limits
    • Estate planning where assets sit in both countries
    FAQs

    Frequently Asked Questions

    Can I get UK pension advice while living in New Delhi?

    Yes. Our India office supports clients across Delhi NCR with UK pension reviews, transfer options and the UK-India tax position, coordinated with our London head office.

    What is RNOR status and does it apply to me?

    Resident but Not Ordinarily Resident is a transitional Indian tax status that can apply for a limited period after returning to India. It affects how overseas income is taxed, so the timing of a move and of pension withdrawals should be reviewed together.

    Can I meet an adviser in person in Delhi?

    Yes. In-person meetings are available at our India office in Delhi, alongside video and telephone consultations. WhatsApp or call +91 837-392-8038, or email contact@atwalfinancial.com. Initial consultations are free and carry no obligation.

    Find us

    Speak With Our New Delhi Team

    New Delhi

    Delhi NCR, India — India Office

    New Delhi, Delhi NCR • Advisers nationwide across India • By appointment

    The regulatory framework below applies in relation to the UK-India financial planning and advisory services we organise. Atwal Financial Limited has not sought FCA authorisation to provide financial services in or from the UK. Atwal Financial (Services) LLP (India) delivers cross-border financial planning and advice through advisers and strategic partners who are regulated within the jurisdictions in which they operate, which includes the Securities and Exchange Board of India (SEBI), the Association of Mutual Funds in India (AMFI), the Pension Fund Regulatory and Development Authority of India (PFRDA), the Insurance Regulatory and Development Authority of India (IRDAI) and the UK Financial Conduct Authority (FCA).