London

    UK-India Cross-Border Financial Advisory in London

    Our head office sits on Regent Street in central London, where we have organised UK-India financial planning for clients since 2008. If you live or work in London and hold assets, pensions or family commitments in both countries, your planning needs to work under two tax systems at once.

    We help London-based professionals, business owners, NRIs and OCI card holders bring their UK and Indian finances into a single, coherent plan — covering pensions, investments, property, tax residency and estate planning.

    Consultations are held by video call or telephone at a time that suits you. In-person meetings are available with our team in India where face-to-face discussion is preferred.

    How we help

    Cross-Border Services for Clients in London

    UK-India Financial Planning

    A single plan covering your UK and Indian assets, income, residency position and long-term goals, coordinated across both jurisdictions.

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    UK Pensions & QROPS

    Guidance for London clients holding UK pensions who may retire, relocate or hold onward tax residency in India, including QROPS considerations.

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    Tax Efficiency & Compliance

    Understanding the UK-India Double Taxation Avoidance Agreement, HMRC reporting duties and how your London income interacts with Indian tax rules.

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    Estate & Property Planning

    Coordinating UK inheritance tax exposure with Indian succession rules and property held on either side of the corridor.

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    London clients

    Cross-Border Planning for London Professionals and Families

    London holds one of the largest UK-India communities in the world, and with it some of the most complex cross-border planning questions we see. Clients frequently hold a UK workplace pension, an Indian NRE or NRO account, inherited family property in India and a UK home — each with its own tax treatment.

    Our role is to organise that picture into one plan and coordinate with regulated advisers and strategic partners in the jurisdictions concerned.

    • UK workplace and personal pensions, including defined benefit reviews
    • NRE, NRO and FCNR account structuring alongside UK accounts
    • Residency and domicile planning for moves between London and India
    • Inherited Indian property and repatriation of sale proceeds
    • Inheritance tax planning where beneficiaries live in India
    • Ongoing reviews as UK and Indian rules change
    FAQs

    Frequently Asked Questions

    Do you meet clients in person in London?

    We work with London clients primarily by video call or telephone, so we can advise you wherever you are. In-person meetings are arranged with our team in India where a face-to-face meeting is genuinely necessary.

    I live in London but hold assets in India — can you help?

    Yes. That is the core of what we do. We organise planning across UK and Indian pensions, investments, property and tax positions so that both sides of your finances work together.

    How do I book a consultation in London?

    Call +44(0)20-3769-7344, email contact@atwalfinancial.com, or use the contact form. Initial consultations are free and carry no obligation.

    Find us

    Speak With Our London Team

    London

    England, United Kingdom — Head Office

    3F 207 Regent Street • London W1B 4ND • United Kingdom

    The regulatory framework below applies in relation to the UK-India financial planning and advisory services we organise. Atwal Financial Limited has not sought FCA authorisation to provide financial services in or from the UK. Atwal Financial (Services) LLP (India) delivers cross-border financial planning and advice through advisers and strategic partners who are regulated within the jurisdictions in which they operate, which includes the Securities and Exchange Board of India (SEBI), the Association of Mutual Funds in India (AMFI), the Pension Fund Regulatory and Development Authority of India (PFRDA), the Insurance Regulatory and Development Authority of India (IRDAI) and the UK Financial Conduct Authority (FCA).

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