# Atwal Financial > Award-winning UK-India cross-border financial planning, taxation and compliance specialists. Trusted by 800+ clients with 18+ years of experience advising NRIs, British Indians, returning expats, and UK families with assets, pensions, property or business interests across the UK and India. Atwal Financial is a London-headquartered advisory firm specialising in the UK-India financial corridor. The firm was founded in 2008 and has 18+ years of specialist UK-India experience. We help clients navigate cross-border pensions (including QROPS), Double Taxation Avoidance Agreement (DTAA) relief, NRI tax compliance, property investment, inheritance and probate, company formation in India, and ongoing wealth management. Founding Director Ranjit Atwal has 18+ years of specialist UK-India planning experience since 2008, building on a financial services career that began with his first professional qualifications in 1991. Figures: "800+ clients" is the cumulative number of individuals, families and businesses advised since the firm was founded in 2008 (correct as at August 2026). Client reviews are published in full at /client-reviews, with links to the original entries on Google and Trustpilot. Head office: 3rd Floor, 207 Regent Street, London W1B 4ND, United Kingdom. Phone (UK): +44(0)20-3769-7344. Phone (India): +91 837 392 8038. Email: contact@atwalfinancial.com. Atwal Financial Limited is not authorised by the Financial Conduct Authority (FCA). We provide advisory, planning, compliance and introduction services; regulated activities are referred to appropriately authorised firms. ## Core services - [360° UK-India Financial Review](/360-uk-india-financial-review): Flagship comprehensive review of assets, pensions, tax, compliance, retirement and inheritance across both countries, including 12 months of ongoing support. - [UK-India Financial Planning](/uk-india-financial-planning): Cross-border financial planning for NRIs and British Indians — tax compliance, pension transfers, property investment, and estate planning across both jurisdictions. - [UK Pension & QROPS Advice for NRIs in India](/uk-pension-qrops-advice-india-for-expats-nri): Specialist UK pension and QROPS advice for NRIs in India. Tax-efficient transfers with potential 30% tax-free lump sum. - [QROPS Policy Management](/uk-pension-advice-qrops-policy-management): Active oversight, low-cost asset selection and regular reviews to reduce fees and maximise an existing UK pension held in India. - [UK Pension Advice for NRIs in India](/uk-pension-advice-india): Pension transfers, QROPS, and retirement planning for UK pension holders now living in India. - [UK Pension Advice for Returning NRIs](/uk-pension-advice-returning-nris): Guidance for NRIs returning to India who hold UK pensions or UK investments — tax, reporting and cross-border planning. - [Financial Adviser for NRIs in the UK](/financial-adviser-for-nris-uk): Financial planning for NRIs living in the UK with assets, property or inheritance considerations in India. - [MyBridge India — Business & Property Support](/mybridge-india-business-advice-support-from-london-uk): UK-India support for property, inheritance, NRI tax, company formation, compliance, and recruitment. - [Wealth Management](/wealth-management): Diversified portfolios, risk assessment, and long-term investment strategies across global markets. - [Property Investment](/property-purchase): Property investment guidance for international buyers across UK and India. - [Cross-Border Financial Planning](/financial-planning): Tax-efficient wealth management for British expats, NRIs and international families. - [Investment Process](/investment-process): Goal-based investing, diversification, and disciplined risk management. - [India Business Support Services Worldwide](/india-business-support-services-worldwide): Advisory support in India for international clients — company formation, property, inheritance, tax compliance. ## About the firm - [About Atwal Financial](/about): Firm history, philosophy, and approach since 2008. - [Our Team](/team): Cross-border specialists across London, Delhi, Madrid and beyond. - [Ranjit Atwal — Founding Director](/team/ranjit-atwal-uk-india-financial-planning): UK-India pension, tax, property and business adviser, with 18+ years of specialist UK-India planning experience since 2008. - [Andrew Sills — Governance Adviser](/team/andrew-sills-uk-india-governance-programme-adviser): UK-India governance, programme advisory, cross-border compliance. - [Harvinder Kaur — Business Investment Support](/team/harvinder-kaur-uk-india-business-investment-support): Company incorporation, compliance, investment advisory in India. - [Anna Pinilla — Spain–India Business Support](/team/anna-pinilla-invertir-india-empresas-espanolas-madrid): Asesoría en español para empresas que quieren invertir en India. - [Client Reviews](/client-reviews): Reviews from cross-border clients on pension transfers, QROPS, tax planning and wealth management. - [Regulations & Compliance](/regulations): Regulatory status, privacy policy, and how we protect client interests. - [Contact Us](/contact): Book a free discovery call with a UK-India cross-border planner. ## Insights and guides - [All Insights](/our-insights): News, guides and case studies on UK-India financial planning. - [How UK Pension Tax Works in India](/our-insights/uk-pension-tax-india): DTAA relief, reporting obligations and tax-efficient strategies for UK pensions in India. - [Transfer UK Pension to India — QROPS Guide](/our-insights/transfer-uk-pension-to-india): Eligibility, tax implications and step-by-step process. - [NRI Repatriation: India to UK Fund Transfers](/our-insights/nri-repatriation-india-to-uk): RBI rules, tax clearance certificates, compliant transfer methods. - [Probate for Assets in India](/our-insights/probate-for-assets-in-india): Indian probate and succession for UK-based families. - [Financial Planning for Returning NRIs](/our-insights/financial-planning-for-returning-nris): Bank accounts, tax residency, pension management for NRIs returning to India. - [Managing UK Investments from India](/our-insights/managing-uk-investments-from-india): Tax reporting, platform access and cross-border considerations. ## Tools - [Financial Tools & Calculators](/tools): Calculators, client portal, and useful tools for managing investments. - [Risk Profile Assessment](/risk-profile-assessment): Free 10-question assessment to understand investment risk tolerance. - [Financial News](/news): Curated market updates for UK-India cross-border investors. ## Optional - [Our Communities](/discover-our-communities): Atwal Financial's social impact through TYCIA Foundation partnership. - [Our Media](/our-media): Social updates, news and media appearances.